Good questions.
Straight answers about the tools and planners.
Do you need my bank login?
No. The calculators run in your browser and never connect to a bank. Do not enter account numbers or passwords.
Are the calculators free?
Yes. You can calculate, export a CSV and print results without an account or purchase.
Are my numbers saved?
No. Your calculator inputs are held in the current page only. Refreshing or leaving may reset them. Export a CSV if you want a record. Browser autofill and downloaded files are controlled by your browser and device.
Why don’t you divide every annual bill by twelve?
A bill due soon needs a catch-up plan. The sinking fund calculator counts paydays before the deadline. The bill frequency calculator shows a steady annual average.
How do I buy the planners?
The five-planner bundle is listed on Payhip for $19. Website purchase links open that bundle. Individual planners are not currently sold separately.
Do the spreadsheets update automatically?
Their formulas recalculate when you change supported inputs. They do not import transactions, sync with your bank or cancel subscriptions.
Can a calculator tell me what I can afford?
It can show the arithmetic from your assumptions. It cannot assess your full situation, guarantee future costs or replace professional advice.
How will delivery work?
Payhip provides receipt and download access after a successful order. For file problems, refunds or product questions, contact pocketinterval@gmail.com with your order reference.